AGARTALA, Feb 6 � The United Bank of India (UBI) has decided to extend services in 1,880 un-banked villages with a population of over 2,000 in 85 districts in 12 States and one Union Territory by March 31.
The UBI would set up Customer Care Service Points (CCSPs) in un-banked villages where only one Business Correspondent of the bank would make all kinds of transactions with customers in the village through Internet banking, UBI Chairman and Managing Director Bhaskar Sen said.
The project would be held under the Financial Inclusion Programme. Under the programme, the bank has initiated a pilot project on biometric smart card in 30 un-banked villages in Purulia district of West Bengal in July 2010.
Altogether 419 CCSPs will be set up in Tripura to bring rural people into the ambit of traditional banking service and out of which the UBI will cover 103 un-banked areas by this year, Sen said.
Promising to strengthen the Internet-mobile banking service, the UBI CMD said seven branches would be set up in the Northeastern region this year.
On Tripura�s poor Credit Deposit Ratio (CDR), he said, it was not possible to scale it up at par with the national level. �Big investment is needed to boost the CDR and small scale investment for loan is nothing to do with the demand of increasing it,� he said.
The UBI would place some proposals to increase the CDR (34 per cent) in the next State Level Banking Coordination Committee meeting, Sen said adding �We are ready to disburse big loan and investment but here no one is coming forward to take the opportunity�. � PTI